• Defective Sanitary Installation Clause

    This insurance is extended to indemnify the insured in claims for illness or other injury caused or alleged to have been caused by defective sanitary installation, provided such defect is due to a sudden, unintended & unexpected happening during the period of insurance.
    It is noted & agreed that this extension does not cover any liability for:

    1. cost of removing, nullifying or cleaning-up seepage, polluting or contaminating subtance unless seepage, pollution or contamination is caused by a sudden unintended & unexpected happening during the period of insurance

    2. fines, penalties, punitive or exemplary damages