• Denial of Access Clause (BI)

    It is hereby declared and agreed that subject to the terms and conditions of this policy, loss as insured by this policy resulting from interruption of or interference with the business in consequence of damage to property in the immediate vicinity of the premises which shall prevent or hinder the use thereof or access thereto, whether the premises or property of the insured therein shall be damaged or not, shall be deemed to be loss resulting from damage to property used by the insured at the premises.

    This policy shall not be liable for any loss insured by this clause unless the hinderance or prevention of the use of the premises or access thereto exceeds a period of ..... hours/days, and the liability under this clause shall only apply to such period in excess of ..... hours/days, and shall in no case exceed a maximum period of .....