• Departmental Clause (BI)

    If the business be conducted in by individual companies/divisions or departments the independent trading results of which are ascertainable, it is agreed that the provision hereof may at the option of insured apply separately to each such company/division or department affected by the loss, destruction or damage.

    With regard to agreements between individual companies relating to the lease or rental of property, each individual company insured hereunder shall be deemed to be separately insured.