• Electrical Installation clause

    Loss or damage caused by fire to electrical appliances or installations insured under this policy arising from or occasioned by over-running, excessive pressure, short circuiting, arcing, self heating or leakage of electricity, from whatever cause, including lightning, is covered subject to the terms and conditions of this policy, but it is expressly understood that no liability exist under this policy for loss or damage to any electrical machine, apparatus, fixtures or fittings, or to any portion of electrical installation unless caused by fire or lightning.